Best Ways to Send Money to Africa

Gamelia Johnson
07.15.20 3 MINUTE READ

Sending money home to Nigeria can be a time-consuming and expensive process. Wire transfers from banks charge a sending and receiving fee and don’t reach their destination quickly. Money sending apps like Cash App and Venmo are nice; however, they don’t ofter international money transfer services.

Thankfully some fintech providers are rattling the cage and coming up with innovative ways to remit money internationally. There are now many apps that can send your money faster – and at a cheaper rate.

Here’s our pick of the best money transfer apps that’ll let you transfer money from a debit card to a bank or directly from a bank.


Unlike most banks and other app providers, Afriex App offers the Lowest Exchange Rates on all its international money transfers to Africa, and prides itself on having Zero Service Fees!

 Download the Afriex App Today! 

Watch a step-by-step guide on how to transfer money to Africa with the Afriex App.


Transferwise has been widely and long used by people transferring money abroad to Europe. With a slightly longer transfer time of one to three days. Transferwise is a good looking app that comes with the tradeoff of extended time.


Sendwave offers mid-level rates when sending money to Africa and fast delivery; their biggest strength is simplicity.

Boss Revolution

Boss Revolution is a jack of all trades providing many different services along with international money transfer.


Majority combines good looks with many features like Boss Revolution, but they have a different business model which some people like and others don’t. 

Western Union

The oldest company on the list, Western Union, actually started as a Telegram company over 150 years ago. Western Union has caught up with modern technology and has decided to release its own money transfer app.


MoneyGram is the Lyft, to Western Union's Uber. It's the second-largest money transfer provider in the world, and they offer the same services and nearly the same price but are not as popular with customers.

World Remit

World Remit initially came on the scene focused on eastern African countries; they have since diversified to a lot more countries.

Things to consider when sending money overseas with an App..

Whichever provider you go for, you have to make sure it’s right for you. To avoid getting ripped off make sure the money transfer app of your choice is competitive in the following categories:


With hidden fees and high exchange rates, transferring money to Africa can be costly. It makes good sense to go with an App that offers you the cheapest rates so that your money's highest possible amount makes it to your family.

When considering the cost, make sure to not only look at fixed fees. Be sure also to consider the exchange rate. Many providers advertise zero fees but charge high exchange rates.

User Friendliness

Transferring money via an app is far easier and quicker than walking down to your local Western Union agent to make a transfer. But apps have different user-friendly levels, so make sure you're able to work and comprehend the App you chose comfortably.

Customer Support

Lastly, check you're able to contact them in case an issue arises. You should be able to trust this company is responsible with your money, meaning someone should be there to answer any questions you might have. So make sure you're able to get in touch with them.